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MOTs and classic cars

21 January 2019

Cars made more than 40 years ago and where no ‘substantial changes’ have been made to the vehicle in the last 30 years – for example replacing the chassis, body, axles or engine to change the way the vehicle work – no longer require an MOT inspection. This change to MOT regulations however does not change the requirement that the vehicle must be deemed “roadworthy” by insurers.

The fact that a car passed its MOT test yesterday does not guarantee that it is road worthy today and conversely a car without an MOT certificate may be perfectly road worthy. An insurer can only refuse to meet a claim if they can prove that a vehicle was not roadworthy at the time of the accident. Many classic car owners are continuing to have their cars inspected for their own peace of mind and to ensure that their vehicle meets the MOT standards.

At Classic Insurance Services, we always like to keep up with the latest news so we can provide the best insight and knowledge to our clients.

Click on the news articles below to find out more.

23 March 2022

Classic Insurance Services Launches New Website

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1 March 2022

Classic Insurance Services in new partnership with First Underwriting

Classic Insurance Services (CIS), the specialist insurance provider for high-value vehicle collections as well as classic and specialist motor trade; has announced a new partnership with the specialist MGA,...

10 June 2021

Honourable Artillery Company (HAC)

It was so great to meet many of our clients in person again, at the London Concours Event this week. Once again, we had a stand at this event,...

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